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Personal Loans Aug 22, 2026: Personal Loan Picks: Best Rates and Fastest Approvals

Explore top personal loans with rates from 6.0% and approvals in under 30 minutes. Discover options for various credit profiles and borrowing needs.

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Vay Cá Nhân HSBC Việt Nam
Personal

Representative APR 6.0–15.0%

Best for: It's best for Vietnamese citizens or foreigners with work permits needing substantial funds for personal expenses.

Vietnamese citizen or foreigner with work permit · Age 21-55 · Minimum salary VND 10M

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Vay cá nhân Agribank
Personal

Representative APR 7.0–11.5%

Amount ₫5M

Best for: This loan is best for individuals who need a significant amount of cash for personal expenses and prefer a well-established bank.

Vietnamese citizen · Age 18-60 · Stable income from VND 4M/month

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Vay Tiêu Dùng BIDV
Personal

Representative APR 7.0–12.5%

Best for: This loan is ideal for individuals needing significant funding quickly, offering a range of amounts and terms to fit various needs.

Vietnamese citizen · Age 18-65 · Stable income from VND 5M/month

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Vay cá nhân Vietcombank
Personal

Representative APR 7.5–12.0%

Best for: This loan is best for borrowers looking for substantial amounts with a reliable state-owned bank.

Vietnamese citizen · Age 18-60 · Stable salary from VND 5M/month

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HDBank Car Loan
Auto

Representative APR 6.9–11.0%

Best for: This loan is ideal for Vietnamese citizens aged 18-65 with a regular income who need financing for a new or used car.

Vietnamese citizen · Age 18-65 · Regular income

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ACB Car Loan
Auto

Representative APR 5.2–10.5%

Best for: Ideal for Vietnamese citizens aged 18-65 with a stable income looking to finance a new vehicle.

Vietnamese citizen · Age 18-65 · Regular income

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Personal Loan Picks: Best Rates and Fastest Approvals