Blog

Guides, comparisons, and expert analysis

Personal Loans Aug 3, 2026: Comparing Personal Loan Picks: August 2026 Insights

Explore top personal loan options with rates, fees, and eligibility criteria. Discover which loans suit freelancers, existing bank clients, and first-time borrowers.

Read more →

Trending items

BDO Personal Loan
Personal

Representative APR 25.98–26.76%

Amount ₱10k–₱2M

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

Check rates →
Tonik Quick Loan - Fast Digital Personal Loans
Personal

Representative APR —

Amount ₱5k–₱50k

Best for: This service is best for individuals seeking quick access to personal loans without the hassle of traditional banking processes.

Filipino citizen 21-55 years old · Tonik bank account holder · Minimum credit score

Check rates →
CTBC Bank Salary Stretch Personal Loan
Personal

Representative APR —

Amount ₱20k–₱2M

Best for: This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.

Salaried employee · Minimum gross monthly income ₱15,000 · At least 1 year with current employer

Check rates →
SB Finance Personal Loan
Personal

Representative APR 39.43%

Amount ₱30k–₱3M

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila) · Filipino citizen 21-60 years old · Employed or self-employed

Check rates →
RCBC Pasado Loan
Personal

Representative APR 19.0–34.0%

Amount ₱20k–₱5M

Best for: This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.

Minimum gross monthly income ₱15,000 · Employed or self-employed · At least 2 years work experience

Check rates →
Metrobank Personal Loan
Personal

Representative APR 25.98–36.74%

Amount ₱20k–₱2M

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

Check rates →

Comparing Personal Loan Picks: August 2026 Insights