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Personal Loans Aug 28, 2026: Car Loans for Bad Credit: Finding the Right Fit

Discover auto loans with flexible terms for those with lower credit scores. Learn how to navigate financing options and find the best deals.

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Personal Loans Aug 17, 2026: Comparing Car Finance Options: Best Picks for August 2026

Explore top car finance options in Kenya with rates from 13% to 20% APR. Find the right fit based on loan amounts, terms, and eligibility requirements.

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MOGO Car Loan Kenya
Auto

Representative APR 18.0–36.0%

Amount KSh100k–KSh2.5M

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

Kenyan citizen or resident · Age 21+ · Valid driving licence

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I&M Bank Car Loan
Auto

Representative APR 14.0–18.0%

Amount KSh500k

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

Kenyan resident · Aged 18+ · Proof of income

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Watu Gari Car Finance
Auto

Representative APR 20.0–36.0%

Amount KSh200k–KSh5M

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

Kenyan resident · Aged 21+ · Valid driving licence

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Stanbic Bank Vehicle Loan
Auto

Representative APR 13.0–18.0%

Amount KSh500k

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

Kenyan citizen or resident · Regular income · Comprehensive insurance

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DTB Car Finance
Auto

Representative APR 13.0–17.0%

Amount KSh500k

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

Kenyan resident · Aged 18+ · Regular income

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I&M Bank Personal Loan
Personal

Representative APR 13.0–16.0%

Amount KSh50k–KSh5M

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

Kenyan resident · I&M account · Regular salary

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Car Loans for Bad Credit: Finding the Right Fit

Comparing Car Finance Options: Best Picks for August 2026