Every rate. Every requirement. One place.

Finance27 Short-Term Loan

Short-Term

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

SA resident, 18+, employed, valid bank account, pass credit checks

Standard Bank Home Loan

Mortgage

Best for: First-time home buyers in South Africa with a solid income and good credit scores looking to finance up to R3 million.

Proof of income · Credit and affordability assessment

Nedbank Student Loan

Student

Best for: Full-time students in South Africa who have a reliable guarantor and are pursuing qualifications at NQF level 5 or higher.

Guarantor for full-time students · Course of NQF level 5 or higher

Standard Bank Business Term Loan

Business

Best for: Businesses that have been trading for at least 2 years and need predictable repayment schedules.

Trading for 2 years or more · Active business transactional account

FNB Vehicle Finance

Auto

Best for: Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.

Age 18+ · Driving licence · Earn at least R6,000 a month

Nedbank Debt Consolidation Loan

Consolidation

Best for: Individuals with a stable income and a credit score above 650 looking to simplify their debts.

South African ID · Proof of income · Latest 3 months' bank statements

Standard Bank Personal Loan

Personal

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

South African ID · Age 18+ · Standard Bank account

Wonga Short-Term Loan

Short-Term

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

Cellphone number, SA ID number, bank account details, most recent proof of income

Nedbank Home Loan

Mortgage

Best for: First-time home buyers with a solid credit score looking for cashback incentives and flexible repayment terms.

Proof of income · Credit and affordability assessment

Fundi Student Loan

Student

Best for: Students from low to moderate-income households looking to finance their education without immediate financial pressure.

Lula Fixed-Term Business Funding

Business

Best for: Established businesses with consistent revenue looking for flexible funding options.

Registered South African business trading for 1+ year · Monthly revenue of R40,000+

Standard Bank Vehicle Finance

Auto

Best for: Individuals earning R8,000 or more monthly who want to finance a vehicle with flexible repayment terms.

Age 18+ · South African ID · Valid South African driver's licence

DirectAxis Debt Consolidation Loan

Consolidation

Best for: Individuals with a steady income of at least R5,000 who need to consolidate multiple debts.

South African ID · Regular monthly income of at least R5,000 · Proof of residential address

Finbond Mutual Bank Personal Loan

Personal

Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.

South African ID · Age 18+ · Regular income

Boodle Short-Term Loan

Short-Term

Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

Valid SA ID, internet banking access, verifiable income (90 days), 18+ years

Absa MyHome Loan

Mortgage

Best for: Households earning up to R34,800 monthly who are looking to finance a home purchase.

Single or joint gross monthly income up to R34,800 · Latest payslip · 3 months' bank statements (6 if self-employed)

FNB Student Loan

Student

Best for: Students with a steady income who need financial support for tuition and living costs.

Minimum income of R3,000 · South African ID for applicant and student · Latest 3 months' payslips or bank statements

GoTyme Business Advance

Business

Best for: Established businesses generating over R50,000 monthly looking for flexible funding options.

Monthly turnover of R50,000 or more · At least 3 to 6 months of trading history · Recent business bank statements

MFC Vehicle Finance

Auto

Best for: Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.

South African citizen aged 18+ · Valid South African driving licence · Proof of residential address

Standard Bank Loan Consolidation

Consolidation

Best for: Individuals with a steady income above R3,000 looking to streamline their loan repayments.

Age 18+ · Minimum monthly income of R3,000