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BDO Personal Loan

Personal

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

BPI Personal Loan

Personal

Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

Minimum gross monthly income ₱15,000 · At least 1 year with current employer · Valid government-issued ID

Metrobank Personal Loan

Personal

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

UnionBank Personal Loan

Personal

Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

Minimum gross monthly income ₱15,000 · Employed or self-employed · Filipino citizen 21-65 years old

PSBank Flexi Personal Loan

Personal

Best for: Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.

Age 22 to 54 at time of application · Employed: at least 2 years permanent status with 1 year at current employer · Self-employed: business operating profitably for the last 3 years

SB Finance Personal Loan

Personal

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila) · Filipino citizen 21-60 years old · Employed or self-employed

EastWest Personal Loan

Personal

Best for: Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.

Filipino citizen or permanent-resident foreigner · At least 21 years old at application and not older than 65 at loan maturity · Minimum gross monthly income ₱25,000

CIMB Personal Loan

Personal

Best for: Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.

Filipino citizen and non-US person · 21 years old up to 65 at loan maturity · Minimum gross monthly income ₱15,000