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SB Finance Personal Loan

Personal

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila) · Filipino citizen 21-60 years old · Employed or self-employed

BDO Personal Loan

Personal

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

RCBC Pasado Loan

Personal

Best for: This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.

Minimum gross monthly income ₱15,000 · Employed or self-employed · At least 2 years work experience

UnionBank Personal Loan

Personal

Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

Minimum gross monthly income ₱15,000 · Employed or self-employed · Filipino citizen 21-65 years old

Metrobank Personal Loan

Personal

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

CTBC Bank Salary Stretch Personal Loan

Personal

Best for: This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.

Salaried employee · Minimum gross monthly income ₱15,000 · At least 1 year with current employer

BPI Personal Loan

Personal

Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

Minimum gross monthly income ₱15,000 · At least 1 year with current employer · Valid government-issued ID

Tonik Quick Loan - Fast Digital Personal Loans

Personal

Best for: This service is best for individuals seeking quick access to personal loans without the hassle of traditional banking processes.

Filipino citizen 21-55 years old · Tonik bank account holder · Minimum credit score