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Compare loans with complete transparency — rates, fees, and eligibility from licensed lenders.

Personal Loans

Typical APR 5.99–35.99%
Licensed lenders
APR fully disclosed
Updated daily

Recently added

Himalayan Bank Personal Loan

Personal
Representative APR 5.95–9.45%
Amount Rs100k–Rs5M

Best for: This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.

Nepalese citizen · Collateral/security required (property mortgage) · Salaried or professional income

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Nabil Bank Professional Loan

Personal
Representative APR 5.99–7.99%
Amount Rs100k–Rs1.5M

Best for: Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.

Nepalese citizen · Salaried individual · Citizenship certificate

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Global IME Bank Personal Loan

Personal
Representative APR 6.17–8.17%
Amount Rs100k–Rs1.5M

Best for: It's best for salaried individuals looking for a reliable personal loan option in Nepal.

Nepalese citizen · Salaried or professional income

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NIC ASIA Bank Personal Loan

Personal
Representative APR 6.8–8.8%
Amount Rs100k–Rs1.5M

Best for: Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.

Nepalese resident · Salaried income, pensioner, or professional · Age 23 minimum

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Nepal Bank Personal Term Loan

Personal
Representative APR 6.95–7.95%
Amount Rs100k–Rs1.5M

Best for: Best suited for Nepalese citizens with a steady income seeking manageable loan terms.

Nepalese citizen · Salaried or professional income

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Sanima Bank Personal Loan

Personal
Representative APR 6.55–8.55%
Amount Rs100k–Rs7.5M

Best for: This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.

Nepalese citizen · Salaried or professional income · Citizenship certificate

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Laxmi Sunrise Bank Personal Loan

Personal
Representative APR 5.99–7.99%
Amount Rs100k–Rs1.5M

Best for: Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.

Nepalese citizen · Salaried or professional income · Citizenship certificate

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Nepal's Top Personal Loans: Rates and Features for August

Discover the best personal loans in Nepal this summer, with rates starting as low as 5.95% and options for both secured and unsecured borrowing.

Navigating Nepal's Top Personal Loan Options: August Insights

Explore personal loans with rates starting at 5.95%, including options with no collateral and flexible terms. Find the best fit for your financial needs.