Every rate. Every requirement. One place.

BOC Personal Loan

Personal

Best for: Borrowers who want a large state-bank network and relatively modest salary-entry requirements

Age 18-55 (exceptions above 55 only in special circumstances) · Government or statutory employee with take-home salary from LKR 30,000, or approved private-sector employee with take-home salary from LKR 40,000 · Salaried employee

NSB Personal Loan

Personal

Best for: Borrowers prioritizing lower rates and longer repayment over speed or digital convenience

Sri Lankan citizen · Salaried employee or professional · Property mortgage or personal guarantors required

Seylan Bank Personal Loan

Personal

Best for: Borrowers earning at least LKR 200,000 monthly who need a bigger ticket and can route salary through Seylan

Age 20-60 · Minimum monthly fixed income LKR 200,000 · Salary remitted to Seylan Bank for the full loan duration

Pan Asia Bank Personal Loan

Personal

Best for: Borrowers who value unsecured access and transparent current pricing more than absolute lowest rate

Sri Lankan citizen residing in the country · Minimum basic salary LKR 150,000 · Employed at a bank-approved company for at least 12 months

Commercial Bank Personal Loan

Personal

Best for: Salaried borrowers who want a mainstream private-bank option with a more explicit processing timeline

Age 18-60 · Permanent employee of an organisation acceptable to the bank · Salary remitted to a bank account for at least 3 months