Every rate. Every requirement. One place.

Compare loans with complete transparency — rates, fees, and eligibility from licensed lenders.

Personal Loans

Typical APR 5.99–35.99%

Mortgage & Home

Typical APR 3.49–8.99%

Auto Loans

Typical APR 4.49–24.99%
Licensed lenders
APR fully disclosed
Updated daily

Recently added

KCB Car Loan

Auto
Representative APR 14.0–19.0%
Amount KSh500k

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

Kenyan citizen or resident · Age 18+ · Salaried or self-employed

Check rates →

Stanbic Affordable Housing Loan

Mortgage
Representative APR 8.99–12.0%
Amount Up to KSh10

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

Check rates →

Standard Chartered Kenya Personal Loan

Personal
Representative APR 12.0–15.0%
Amount KSh50k–KSh7M

Best for: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

Kenyan resident · StanChart account · Regular salary

Check rates →

Watu Gari Car Finance

Auto
Representative APR 20.0–36.0%
Amount KSh200k–KSh5M

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

Kenyan resident · Aged 21+ · Valid driving licence

Check rates →

KCB M-PESA Loan

Personal
Representative APR 88.0–107.0%
Amount KSh50–KSh150k

Best for: Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

Kenyan M-PESA user · Active KCB M-PESA account

Check rates →

MOGO Car Loan Kenya

Auto
Representative APR 18.0–36.0%
Amount KSh100k–KSh2.5M

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

Kenyan citizen or resident · Age 21+ · Valid driving licence

Check rates →

Equity Bank Personal Loan

Personal
Representative APR 14.0–17.0%
Amount KSh10k–KSh5M

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

Kenyan resident · Equity account · Regular salary

Check rates →

DTB Car Finance

Auto
Representative APR 13.0–17.0%
Amount KSh500k

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

Kenyan resident · Aged 18+ · Regular income

Check rates →

Stanbic Bank Unsecured Personal Loan

Personal
Representative APR 11.0–14.0%
Amount KSh50k–KSh5M

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

Kenyan resident · Stanbic account · Regular salary

Check rates →

Stanbic Bank Vehicle Loan

Auto
Representative APR 13.0–18.0%
Amount KSh500k

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

Kenyan citizen or resident · Regular income · Comprehensive insurance

Check rates →

NCBA Bank Personal Loan

Personal
Representative APR 15.0–18.0%
Amount KSh20k–KSh5M

Best for: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

Kenyan resident · NCBA account · Regular salary

Check rates →

I&M Bank Car Loan

Auto
Representative APR 14.0–18.0%
Amount KSh500k

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

Kenyan resident · Aged 18+ · Proof of income

Check rates →

KWFT Personal Loan for Women Entrepreneurs

Personal
Representative APR 18.0–22.0%
Amount KSh5k–KSh2M

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

Kenyan resident · KWFT account · Regular income

Check rates →

Co-operative Bank Personal Loan

Personal
Representative APR 15.0–18.0%
Amount KSh10k–KSh5M

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

Kenyan resident · Co-op Bank account · Regular salary

Check rates →

DTB Personal Loan

Personal
Representative APR 14.0–17.0%
Amount KSh50k–KSh3M

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

Kenyan resident · DTB account · Regular salary

Check rates →

I&M Bank Personal Loan

Personal
Representative APR 13.0–16.0%
Amount KSh50k–KSh5M

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

Kenyan resident · I&M account · Regular salary

Check rates →

ABSA Bank Kenya Personal Loan

Personal
Representative APR 13.0–16.0%
Amount KSh50k–KSh5M

Best for: Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

Kenyan resident · Age 18+ · Regular salary

Check rates →

Family Bank Personal Loan

Personal
Representative APR 15.0–18.0%
Amount KSh10k–KSh3M

Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

Kenyan resident · Family Bank account · Regular salary

Check rates →

Branch Personal Loan

Personal
Representative APR 24.0–108.0%
Amount KSh250–KSh70k

Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

Kenyan M-PESA user · Age 18+ · Smartphone with Branch app

Check rates →