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GCB 24-Hour Personal Loan

Personal

Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.

Salaried worker on government payroll or profiled employer · Ghana Card (Ecowas ID) · Recent 3 months payslips

Fidelity Bank Personal Loan

Personal

Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.

Fidelity Bank account holder · Salaried worker · 6 months minimum employment

Stanbic Bank Personal Loan

Personal

Best for: Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.

Profiled employer · 6 months confirmed employment · Stanbic account (1 month minimum)

Standard Chartered Personal Loan

Personal

Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.

Salary account with Standard Chartered · Minimum 6 months employment · Credit life insurance required

Absa Direct Personal Loan

Personal

Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.

Absa account holder · 6 months employment · Permanent staff or fixed-term contract

OmniBSIC Bank Personal Loan

Personal

Best for: Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.

OmniBSIC account holder · Salaried worker · 6 months payslips

Bank of Africa Personal Loan

Personal

Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.

BOA account holder · Salaried worker · 6 months employment minimum