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Compare loans with complete transparency — rates, fees, and eligibility from licensed lenders.

Licensed lenders
APR fully disclosed
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Recently added

Representative APR 9.9%
Amount £2k–£150k

Best for: Best for small businesses seeking fast access to capital.

UK registered business · Active Tide business account · 6+ months trading history

Representative APR 5.9–24.9%
Amount £1k–£25k

Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.

18+ · UK resident · Regular income

Representative APR 5.9–24.9%
Amount £4k–£75k

Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

UK resident · Aged 18+ · Valid driving licence

Representative APR 18.0–49.9%
Amount £1k–£500k

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

Representative APR 3.9–21.9%
Amount £1k–£25k

Best for: Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.

UK resident · 18+ · HSBC current account preferred

Representative APR 8.9–49.9%
Amount £1k–£75k

Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

UK resident · Age 18+ · Valid UK driving licence

Representative APR 6.9–29.9%
Amount £10k–£500k

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

Representative APR 6.0–19.9%
Amount £1k–£35k

Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.

Representative APR 4.9–19.9%
Amount £4k–£100k

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

UK resident · Aged 18+ · Regular income

Monzo Loan

Personal
Representative APR 5.1–30.5%
Amount £500–£25k

Best for: Existing Monzo users who want money in their account within minutes, not days.

Monzo current account · 18+ · UK resident

Representative APR 7.9–29.9%
Amount £3k–£50k

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

UK resident · Aged 18+ · Minimum income £1,000/month

Representative APR 3.9–24.9%
Amount £1k–£50k

Best for: Borrowers who want a trusted brand with one of the lowest starting APRs on the market.

UK resident · 18+ · Regular income

Representative APR 12.9–69.9%
Amount £3k–£25k

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

UK resident · Age 18+ · Valid UK driving licence

Representative APR 5.1–29.9%
Amount £1k–£25k

Best for: These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.

Representative APR 5.9–24.9%
Amount £4k–£100k

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

UK resident · Aged 18+ · Regular income

Representative APR 6.9–19.9%
Amount £500–£25k

Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.

Representative APR 8.9–47.0%
Amount £1k–£50k

Best for: This service is best for those who need fast financing for a vehicle and have a clear repayment plan.

UK residency · Minimum age 18

Representative APR 6.1–21.9%
Amount £1k–£50k

Best for: Existing Barclays customers who want a straightforward loan with quick approval.

UK resident · 18+ · Regular income

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