Compare loans with complete transparency — rates, fees, and eligibility from licensed lenders.
Best for: Landlords needing renovation finance with fast turnaround.
Best for: Individuals with good to excellent credit ratings seeking a flexible loan for various purposes, including holidays or home improvements.
UK resident · 18+ · Regular income
Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
UK resident · Aged 18+ · Regular income
Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
Best for: Individuals with low credit scores needing quick access to funds for emergencies.
18+ · UK resident · Regular income
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
UK-based business · Limited company or LLP · Soft search available
Best for: Landlords wanting BTL mortgage security from a major building society rather than a smaller specialist
Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
18+ · UK resident · Existing Danske Bank customer
Best for: This is ideal for UK residents aged 18 and above who are looking for flexible car financing options and can meet the credit requirements.
UK resident · Aged 18+ · Valid driving licence
Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
UK-based business · Limited company or LLP · Soft search available
Best for: Rate-conscious BTL landlords wanting the lowest possible fixed rates
Best for: Individuals with a Santander 1-2-3 account seeking fixed-rate personal loans for amounts between £1,000 and £25,000.
UK resident · 18+ · 1-2-3 account for best rate
Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
UK resident · Aged 18+ · Minimum income £1,000/month
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Best for: Homeowners with significant equity seeking flexible financing options without remortgaging.
UK homeowner · Available home equity · Affordability assessment
Best for: Individuals with moderate credit scores seeking personal loans for various purposes.
UK resident · 18+ · Soft credit check first
HSBC advertises 6.8% representative APR on £7,500–£20,000 loans, but weaker applicants could face a rate as high as 22.9%.
Zopa offers £1,000–£35,000 over 12–60 months, with a three-minute soft-check quote and representative APRs reaching 34.9%.
Discover car finance options with APRs as low as 4.9%. Compare lenders for the best terms based on credit profile and loan amount.
