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Compare loans with complete transparency — rates, fees, and eligibility from licensed lenders.

Personal Loans

Typical APR 5.99–35.99%
Licensed lenders
APR fully disclosed
Updated daily

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SAIB Personal Loan

Personal
Representative APR 9.0–10.5%
Amount E£5k–E£5M

Best for: Best for those with stable employment and a solid income looking for larger loans.

Valid national ID · Minimum monthly income EGP 5,000 (employees) or EGP 20,000 (self-employed) · Minimum 2 years with current employer

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Banque Misr Personal Loan

Personal
Representative APR 10.87–11.74%
Amount E£10k–E£7M

Best for: Individuals aged 21 to 60 with a stable income seeking a large personal loan.

Valid national ID · Minimum income documentation · Salary transfer optional

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Emirates NBD Egypt Personal Loan

Personal
Representative APR 25.0%
Amount E£10k–E£2M

Best for: This loan is ideal for individuals looking to finance significant personal projects or consolidate existing debts, especially those with a good credit history.

No income proof required for surrogate programs · Salaried employees and professionals eligible · Free life insurance during the loan

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CIB Egypt Personal Loan

Personal
Representative APR 14.0–34.5%
Amount E£10k

Best for: This loan is best for individuals with a stable income looking to finance personal expenses or consolidate existing debts, especially those needing larger amounts.

Age 21 to 60 at maturity · Minimum net salary EGP 10,000 · Valid national ID and income documents

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Crédit Agricole Egypt Personal Loan

Personal
Representative APR —
Amount E£10k–E£4M

Best for: This loan is best for individuals with a strong credit profile looking for significant amounts up to EGP 4 million and a repayment period of up to 84 months.

Valid national ID · Minimum documentation required · Free life insurance included

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NBK Egypt Personal Finance Options

Personal
Representative APR —
Amount E£10k–E£750k

Best for: Ideal for individuals with a strong credit history looking for manageable loan terms. The flexibility in repayment options makes it suitable for various financial needs.

Valid national ID · Minimum income documentation · Salary transfer may be required

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FAB Misr Personal Loan

Personal
Representative APR 12.0–13.8%
Amount E£50k–E£2M

Best for: This loan is ideal for individuals seeking substantial financing options over a long term, particularly those with good credit histories.

Valid national ID · Salary transfer or without salary transfer options · Terms and conditions apply

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Bank NXT Egypt Personal Loan

Personal
Representative APR 12.3%
Amount E£10k–E£5M

Best for: This loan is best for salaried individuals and professionals seeking substantial financing with a long repayment period.

Cash finance with or without salary transfer · Salaried: up to EGP 5 million, 120 months · Self-employed: up to EGP 3 million, 60 months

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HDB Personal Loan

Personal
Representative APR —
Amount E£10k–E£1M

Best for: This loan is best for individuals aiming to improve their credit tier while securing financing for personal projects or home-related expenses.

Payroll customers: up to EGP 1 million, 10 years · Non-payroll customers: up to EGP 500,000, 5 years · Free insurance coverage against death

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HSBC Egypt Personal Finance

Personal
Representative APR 16.0–17.0%
Amount E£10k–E£3M

Best for: This product is best for individuals with a high credit tier looking to finance significant life goals, such as home renovations or education.

Minimum monthly income EGP 10,000 · Valid national ID · Salary or instalment transfer options available

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Latest from the blog

Navigating Personal Loans in Egypt: Tailored Picks for Diverse Needs

Explore the best personal loans for various financial profiles in Egypt, from low rates to large amounts. Find your ideal match with transparent data.