Every rate. Every requirement. One place.

goPeer Personal Loan

Personal

Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

Canadian resident · Credit score 600+ · Active bank account

KOHO Credit Building Account

Credit Builder

Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Canadian resident · 18+ years old · Active bank account

Spring Financial Personal Loan

Personal

Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

Canadian resident · 18+ years old · Active bank account

Meridian Credit Union Personal Loan

Personal

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Ontario resident (member) · Good credit score · Proof of income

Coast Capital Savings Personal Loan

Personal

Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

Coast Capital member · Canadian resident · Good credit score

BMO Personal Loan

Personal

Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

Canadian resident · 18+ years old · Good credit history

RBC Royal Bank Personal Loan

Personal

Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Canadian resident · Good credit score · Steady income

Mogo Personal Loan

Personal

Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Canadian resident · 19+ years old · Active bank account

Fig Financial Personal Loan

Personal

Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

Canadian resident · 18+ years old · Active bank account

CIBC Unsecured Personal Loan Options

Personal

Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Canadian resident · Minimum annual income $17,000 gross · Good credit score

TD Bank Personal Loan

Personal

Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Canadian resident · Good credit history · Regular income

Scotiabank Personal Loan

Personal

Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Canadian resident · Good credit score · Proof of income

Tangerine Line of Credit

Personal

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Canadian resident · Tangerine client or new applicant · Good credit history

Fairstone Personal Loans

Personal

Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

Canadian resident · 18+ years old · Proof of income

National Bank Personal Loan

Personal

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

Canadian resident · Good credit score · Proof of income

LendDirect Personal Loan

Personal

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Canadian resident · 18+ years old · Active bank account

Fora Credit Line of Credit

Personal

Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

Canadian resident · 18+ years old · Active bank account

Desjardins Personal Loan

Personal

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Desjardins member · Canadian resident · Good credit history