Every rate. Every requirement. One place.

Compare loans with complete transparency — rates, fees, and eligibility from licensed lenders.

Personal Loans

Typical APR 5.99–35.99%

Auto Loans

Typical APR 4.49–24.99%
Licensed lenders
APR fully disclosed
Updated daily

Recently added

Plenti Personal Loan

Personal
Representative APR 6.17–24.09%
Amount A$2k–A$75k

Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Australian citizen or permanent resident · 18 years or older · Regular income

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NAB Secured Car Loan

Auto
Representative APR 6.74–13.54%
Amount A$10k–A$100k

Best for: This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

Australian sole borrower · Direct debit repayments · Vehicle used as security

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Commonwealth Bank Personal Loan

Personal
Representative APR 7.25–22.25%
Amount A$4k–A$50k

Best for: This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

Australian citizen or permanent resident · Regular income · Good credit history for lowest rates

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Westpac Car Loan

Auto
Representative APR 6.49–12.99%
Amount A$5k–A$100k

Best for: This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Australian resident or citizen · Regular income · Age 18+

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Harmoney Personal Loan

Personal
Representative APR 5.76–24.03%
Amount A$2k–A$70k

Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Australian citizen or permanent resident · 18 years or older · Regular income

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CommBank Secured Car Loan

Auto
Representative APR 6.79–10.79%
Amount A$4k–A$120k

Best for: This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.

Australian resident · Regular income · Age 18+

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Westpac Personal Loan

Personal
Representative APR 7.0–21.99%
Amount A$4k–A$50k

Best for: This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Australian citizen or permanent resident · 18 years or older · Regular income

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Toyota Finance Personal Car Loan

Auto
Representative APR 7.0–12.0%
Amount A$5k–A$150k

Best for: Best for Australian residents looking to finance a new or used vehicle, especially Toyotas.

Australian resident · Regular income · Age 18+

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Liberty Financial Personal Loan

Personal
Representative APR 5.67–24.99%
Amount A$3k–A$80k

Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Australian citizen or permanent resident · 18 years or older · Employed with minimum $20,000 p.a. income

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Plenti Secured Car Loan

Auto
Representative APR 7.49%
Amount A$5k–A$75k

Best for: This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Australian resident · Credit assessment required · Vehicle used as security for secured loan

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ANZ Personal Loan

Personal
Representative APR 7.49–19.99%
Amount A$5k–A$75k

Best for: Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

Australian citizen or permanent resident · 18 years or older · Regular income

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NAB Personal Loan

Personal
Representative APR 7.5–12.99%
Amount A$5k–A$55k

Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

Australian citizen or permanent resident · 18 years or older · Regular income

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Debunking Personal Loan Myths: What You Need to Know

Uncover the truth behind common personal loan myths, like hidden fees and credit score impacts, and find the best options for your needs.

Debunking Personal Loan Myths: What You Need to Know

Uncover the truth behind personal loan myths, from APR misconceptions to eligibility myths. Learn what's true and what truly matters when choosing a loan.