LightStream Personal Loan
PersonalBest for: This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.
US citizen or permanent resident · Age 18+ · Valid SSN
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Best for: This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.
US citizen or permanent resident · Age 18+ · Valid SSN
Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.
US citizen or permanent resident · Age 18+ · Valid SSN
Best for: This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.
Good to excellent credit required for best rates · US citizen or permanent resident
Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.
US citizen or permanent resident · Enrolled at eligible school · Creditworthy cosigner may be required
Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
FICO score 660+ · Business at least 1 year old · Average monthly revenue $3,000+
Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
Homeowner with equity in property · Credit union membership required · Good credit history
Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.
Dave Checking account · Active bank account with income history · No credit check
Best for: This service is best for individuals needing immediate cash with minimal documentation.
Active bank account · Government-issued ID · Proof of income
Best for: This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.
Minimum credit score 640 · US citizen or permanent resident · Verifiable income
Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.
Minimum credit score 680 · US citizen or permanent resident · Employed or have regular income
Best for: This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.
Military/DoD affiliation · Navy Federal membership · US resident
Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.
US citizen or permanent resident · Bachelor degree from eligible institution · Minimum credit score required
Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.
Homeowner with sufficient equity · US resident (not available in NY, HI, UT) · Property appraisal required
Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.
Active bank account with regular income deposits · No credit check required · US resident
Best for: It's best for those needing immediate cash without extensive credit checks.
Active bank account · Verifiable income · US resident in eligible state
Best for: This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.
US resident · Age 18+ · Valid mobile phone number
Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.
Minimum credit score 600 · US citizen or permanent resident · Verifiable income
Best for: This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.
US military member, veteran, or family · USAA membership required · Valid US SSN
Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.
US citizen or permanent resident · Employed or have an offer starting within 90 days · Bachelor degree or higher from eligible school
Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.
US citizen or permanent resident · Valid employment and income documentation · Minimum credit score applies
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