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Representative APR 89.0–199.0%
Amount $100–$3k

Best for: This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

Active Bank Account · Regular Income · 18 Years Or Older

Dave ExtraCash

Credit Builder
Representative APR
Amount $25–$500

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

Dave Checking account · Active bank account with income history · No credit check

Representative APR 5.96–35.99%
Amount $1k–$40k

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Minimum credit score 600 · US citizen or permanent resident · Verifiable income

Representative APR 34.0–155.0%
Amount $1k–$10k

Best for: This service is best for individuals needing immediate financial assistance and who may have trouble qualifying with other lenders.

Active Bank Account · Regular Income · 18 Years Or Older

Representative APR 4.24–10.37%
Amount $5k–$1000.0k

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

US citizen or permanent resident · Employed or have an offer starting within 90 days · Bachelor degree or higher from eligible school

Representative APR 5.99–7.5%
Amount $10k–$500k

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

Homeowner with equity in property · Credit union membership required · Good credit history

Representative APR
Amount $2k–$250k

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

FICO score 660+ · Business at least 1 year old · Average monthly revenue $3,000+

Representative APR 59.0–199.0%
Amount $500–$4k

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

No minimum credit score · Active bank account · Verifiable income

Brigit Instant Cash

Credit Builder
Representative APR
Amount $50–$250

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Active bank account with regular income deposits · No credit check required · US resident

Representative APR 7.74–35.99%
Amount $1k–$50k

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Minimum credit score 580 · US citizen or permanent resident · Verifiable income

Representative APR
Amount $50–$17.5k

Best for: This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.

Representative APR 2.99–16.38%
Amount $1k–$200k

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Representative APR 5.99–22.99%
Amount $5k–$75k

Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

US resident · Aged 18+

Representative APR 6.875–7.148%
Amount $50k–$3M

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

US citizen or permanent resident · Valid employment and income documentation · Minimum credit score applies

Representative APR 36.0–199.0%
Amount $50–$3k

Best for: This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.

Active Bank Account · Regular Income · 18 Years Or Older

Representative APR 7.74–35.49%
Amount $5k–$100k

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Minimum credit score 680 · US citizen or permanent resident · Employed or have regular income

Representative APR 2.09–17.99%
Amount Up to $1k

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

US citizen or permanent resident · Enrolled at eligible school · Creditworthy cosigner may be required

Representative APR 5.49–17.99%
Amount $4k–$100k

Best for: It's best for those with good credit looking for flexible loan amounts between $4,000 and $100,000.

US resident · Aged 18+ · Good credit history